Evidence before estimates.
Current comparable sales, condition, certification, and marketability inform each collateral review.
Collection-backed financing
Your collection.
A different kind
of capital.
Short-term financing secured by graded Pokémon cards and sealed products. A considered approach to the value you have collected.
High-cost, secured credit. Approval is not guaranteed.
Default can put your collateral at risk. Understand the cost.
THE COLLECTION STUDYGraded cards & sealed collectiblesConcept imagery. Not actual collateral.
Martinez Capital LLCValue, considered individually.
COLLATERAL-BASED
Up to 50%
of approved market valueYOUR FIRST LOAN
$500
maximum initial requestAN ESTABLISHED RECORD
Up to $5,000
with proven repayment historyThe lower of your borrower limit and 50% of approved collateral value applies. All requests are subject to review and applicable law.
Our perspective01
Collected with purpose.
Considered for capital.
A collection is built one decision at a time. Financing against it should receive the same attention.
Martinez Capital LLC offers micro loans backed by eligible Pokémon collectibles. We look at the specific items you submit, document their approved value, and set out the repayment and custody terms before you commit.
Explore your potential borrowing capacityClarity before commitment.
Review the proposed principal, total cost, payment schedule, and pledged items before signing.
Visibility through repayment.
Follow your request, recorded payments, collateral custody, and return status through your client portal.
Eligible collections02
Two formats.
One disciplined review.
From individually graded cards to unopened products, the details behind each item matter. Every asset is reviewed on its own merits.
01 / GRADEDGraded Pokémon cards
Individually assessed slabs with identifiable grading and certification details. Acceptance remains subject to verification and review.
Card, grade, certification number & front / back photos
02 / SEALEDFactory-sealed products
Eligible Pokémon products in unopened, factory-sealed condition. Product identity, packaging, quantity, and market demand inform our review.
Product, set, quantity, seal confirmation & photos
Collection imagery is illustrative, not an inventory of accepted or available products. No affiliation with Pokémon or the grading companies is implied.
The lending framework03
A clear starting point.
Not a guessing game.
Your potential loan amount starts with the value we approve—not a listing price. We then apply the collateral advance limit and your borrower limit.
50% of approved collateral valueORYour borrower limitWhichever is lower.
New relationships start with a request limit of $500. A proven repayment record may support requests up to $5,000, subject to approval.
Borrowing capacity illustration
$0$10,000
50% collateral advance limit$300.00
Borrower request limit$500
Illustrative loan principal$300.00
An illustration, not an appraisal, approval, or repayment quote. This assumes the entered value is approved. Final valuation and eligibility may differ. Borrowing costs are additional.
Review borrowing costsA considered process04
From the first detail
to the final return.
One account. A separate collateral package for every loan. A visible record of the steps along the way.
Physical receipt of approved collateral
is required before funding.
is required before funding.
- 01
Begin with your profile.
Create an account and begin your application with the amount and term you want. Include your identification, references, and the collateral supporting your request.
- 02
Introduce your collection.
Include slabs or sealed products in the same application. Add item details, certification numbers, quantities, and clear photographs so the full request can be reviewed together.
- 03
Consider a documented offer.
We review comparable sales and your collateral. If approved, review the proposed amount, total borrowing cost, Friday installments, and collateral schedule before signing.
- 04
Complete custody. Receive funding.
Funding follows a signed agreement and physical receipt of every approved collateral item. Your portal tracks payments, outstanding balances, and the return process after repayment.
Before you borrow05
Your terms.
Before your commitment.
Your personalized offer brings the details together: the proposed amount, applicable interest and charges, total repayment, and installment schedule. Review it in your client portal before you accept or sign.
Explore common questionsA documented decision
No commitment until you have reviewed your offer.
This is high-cost, short-term credit. Consider the full repayment obligation and lower-cost alternatives before proceeding.01 / REPAYMENT
A schedule you can review.
Your offer explains the payment amounts and Friday repayment structure. The funded loan schedule records the exact calendar dates in your portal.
02 / DEFAULT
Understand the consequences.
Missed payments may trigger default and substantial additional charges. Review the complete default provisions before agreeing to a loan.
03 / COLLATERAL
Know what you are putting at risk.
Your pledged items are held as collateral. Failure to repay may lead to loss of those items, subject to the agreement and applicable law.
A closer look06
Good decisions
begin with
good questions.
Understand the structure before you make a commitment.
01What can I use as collateral?
We consider eligible graded Pokémon cards and factory-sealed Pokémon products. For slabs, submit the card name, grading company, grade, certification number, and front and back photographs. For sealed products, submit the product, set, quantity, and photographs showing its condition and seals. Every item is subject to review; submission does not guarantee acceptance.
02How much can I request?
First-time borrowers may request up to $500. Borrowers with an established record of successful repayment may be eligible for up to $5,000, subject to approval. In both cases, the approved principal cannot exceed 50% of the collateral market value approved by Martinez Capital LLC. The lower limit applies.
03How is my collection valued?
We review current comparable sales and the specific item, grade, certification, condition, and marketability. An asking price or a previous purchase price is not necessarily the value we will approve. The valuation and approved loan amount are available for review before you accept the offer.
04Do you hold my cards or sealed products?
Yes. All approved collateral must be physically received before funding. The items remain in our custody while the loan is outstanding, subject to the signed agreement. Intake, custody status, and return details are tracked against the specific request. Do not send items until arrangements have been confirmed.
05What will the loan cost?
This is high-cost, short-term credit. Your personalized offer sets out the amount borrowed, applicable interest and charges, total repayment, and scheduled installments before you accept. Review the complete agreement, including default provisions, and consider lower-cost alternatives before proceeding.
06What happens if I miss a payment?
Missing a required installment may trigger default and substantial additional charges. Default can also put your collateral at risk, subject to the signed agreement and applicable law. Review the default provisions in your offer before accepting, and contact Martinez Capital LLC promptly about a payment issue.
07What happens after I repay the loan?
When posted payments satisfy the balance, the loan is marked paid and collateral still in custody is flagged for return. Return or collection arrangements are recorded separately; repayment does not automatically ship the items. You can follow the release status and any recorded tracking information in your portal.
08Can I use different items for a future loan?
Yes. Each new funding request has its own collateral package and valuation. You can submit different eligible slabs or sealed products, and the new request is reviewed on its own terms. Previous approval does not guarantee a new loan or the same valuation.
The next step
Start with your collection.
Proceed with clarity.
Build your borrower profile. Submit the items you want considered.
Decide only after you have reviewed your offer.
Subject to approval, collateral review,
and applicable lending requirements.
and applicable lending requirements.